Specialist expertise in commercial liability and casualty risk — helping insurers and brokers navigate an increasingly complex claims environment.
Commercial liability is evolving rapidly. Social inflation, emerging risks, and increasingly complex supply chains are creating pressure on casualty portfolios that conventional underwriting tools weren’t designed for.
Our Liability & Casualty practice brings specialist knowledge to bear on the risks that matter — helping insurers, underwriters, and brokers understand their exposure before it crystallises into a claim.
Our team collaborates closely with liability underwriters to provide pre-underwriting risk insights, policy reviews, and claims support — spanning areas such as employer’s liability, public liability, and product liability.
We believe that better liability underwriting starts with better risk understanding — not just at inception, but throughout the policy lifecycle.
Workplace hazard evaluations, public interaction risk analysis, and compliance reviews, helping to support accurate EL/PL underwriting decisions.
Supply chain risk analysis, product recall exposure, and compliance with public liability frameworks — roduct safety regulations across manufacturing and distribution.
Risk profiling for construction, contracting, and operational businesses — including method statement review and site hazard assessment.
Evaluation of environmental and pollution risks within public liability frameworks — critical for industrial, waste, and energy sector clients.
Casualty portfolio review and benchmarking — identifying systemic risk concentrations and improvement opportunities across books of business.
The steady increase in claims severity driven by evolving litigation strategies, third-party litigation funding, and increased plaintiff advocacy is reshaping casualty portfolios. Understanding the underlying risk at inception is more important than ever.
Globalised supply chains have created product liability exposures that are difficult to trace and harder to price. We provide insurers with an overview of supply chain risks, highlighing key exposures to ensure policy terms are aligned.